Willst du erfahren, wie du erfolgreich bei Mintos investieren kannst? Dann bist du hier genau richtig! Ich gebe dir in diesem Beitrag die. livewatchblive.compassives-einkommen/ TimeStamp:  Zusammenfassung  Disclaimer. Alles über den P2P Kredite Anbieter Mintos: Erfahrungen, Test, Vergleich und Risiken. Ist Mintos seriös? Mit Mintos in P2P Lending investieren.
Mintos Erfahrungenlivewatchblive.compassives-einkommen/ TimeStamp:  Zusammenfassung  Disclaimer. Willst du erfahren, wie du erfolgreich bei Mintos investieren kannst? Dann bist du hier genau richtig! Ich gebe dir in diesem Beitrag die. Im Mintos Testbericht sind uns viele Aspekte positiv aufgefallen, die P2P Plattformen aus Deutschland so nicht haben, wie zum Beispiel eine Rückkaufgarantie.
Mintos Test Daten & Fakten zu Mintos VideoMeine Mintos Auto-Invest Einstellungen nach 5 Jahren Investment
Basically I would end-up with a strategy which I want to avoid. Hi Bogdan. This site uses Akismet to reduce spam. Learn how your comment data is processed.
Skip to content This Mintos review is based entirely on my experiences after 3 years of investing. What is Mintos? What kind of returns can I expect?
My account overview on July 1st Mintos is a highly trusted platform and some people invest very large amounts there. What if a loan originator goes bankrupt?
Campaign rewards In Mintos introduced campaign rewards. Below you can see some examples of these cashback campaigns.
I have created 3 auto-invest strategies: Primary market: Min. My auto-invest settings Below you can see my current Auto-Invest settings.
Secondary Market The secondary market on Mintos is huge about the same size as the primary market. Market expansion and growth The rapid expansion and addition of new loan originators over the years is quite impressive.
Mintos review: Conclusion The biggest plus about Mintos is probably all the options you have for diversifying your investments.
Bonus: Get 0. Enter your email address into this form on the Mintos web page to get started: Please share your opinion Are you already an investor at Mintos?
Share this:. Like this: Like Loading Thanks Loading Regards Loading Dear Jorgen, first of all let me thank you for you great work!
Hope that helps. How do you organize your affiliate commission? Thank you. Is it capable to deal with dropshiping too? No, TargetCircle only handle referrals online.
Dear Jorgen, Thanks for your post, really useful from my point of view. Thanks in advance. Thanks again for sharing this really useful information with us!
I added this information to the review now. Thanks for pointing it out! Jorgen, Let say, there is a scenario when no loans match your filter on Auto-Invest settings and then one appears.
Nice Loading Great article! Thank you for the helpful information, Jorgen! My pleasure Vasil. Hi Kim, I used to invest in Mogo loans but I have disabled them.
Thx Loading Hi Jack. Hi, Thx for your answer I will look at Varks. What would be pretty safe auto investing settings advice on the secondary market?
Hi, Thanks so much for your input in this brand new world that is P2P lending. Hi Tiago, I choose A-B rating loan originators that pay interest for delayed and defaulted loans.
Hello Jorgen, I started to invest in P2P and simillar projects 3 months ago. Have a great day Loading Great blog by the way — have enjoyed reading it.
Great summary and review. Thanks, Jens Loading Hi Jens. I have relatives who have not been able to do that, Mintos makes different excuses… Loading This option appears to be not available Loading Hi Jorgen, What do you currently think on the Invest and Access stragety.
You can read more about the setting here Loading Hello Jorgen, First of all, congratulations for your blog! Can you tell us what do you think about the new Forward Flow product?
Hi Jorgen, First of all, wonderful job with this blog. Thank you…u do a great job Loading Hi Jorgen, Has Mintos remove this feature?
The info is still there. You have to be logged out and access it from the front page. Found it! The loan originator can go out of business. In this case it will be like any other company that go bankrupt.
Here you can hope they get bought by some other company and things go on like normal. Or it will be a legal process that will try and get all the money it can back to everyone.
These things can take time and might not even help if they have no cash. This happened to one loan originator, Eurocent. Tip: Try and diversify through many different loan originators.
Also many small loans instead of all in one loan originator to be more safe if this happens. The P2P platform goes bankrupt Mintos in this case.
Here it might be hard to get all the information on the loans and how to still get paid from the loan originators after something like this would happen.
Else it would be similar to if a loan originator went out of business. This is the least possible outcome in my view since they have been doing so well last years.
Tip: Diversify your investment portfolio on different P2P platforms. Here I will list some of the competitors to Mintos that can be worth to have a look at.
For more P2P platforms look at my P2P comparison page here. There might come a time when you for some reason want to close your account at Mintos.
I asked Mintos and their support since I closed down a company that I have been investing through. So I needed to close down my old account and start a new one for my future investments at Mintos when the times right.
Then they will help you do this. Like stated before in this Mintos review, they have over 60 different loan originators that provide loans. This is huge compared to most other P2P platforms out there today.
It can be time consuming to find out all the information you need about them to say the least. Except for Mintos own ranking system, how much can you trust each of the loan originators?
Only as good as your own research is a short answer. It have happened before and it will most likely happen again sometime in the future that one or more goes bankrupt.
Is Mintos loan originator ranking system up to date and reliable? They update this times each year OR if something big happens.
But this can be too late if you are unlucky. They have 10 different rating levels they apply to each Loan originator. Try and check things up more close for yourself since you trust them with your money.
With P2P lending or other investment you should always do that. And what about the stability of these loan originators, do they make profit? Expanding or cutting down their operations?
Big default rates on the loans they operate? If they are a new company there might be almost no information to look at which is more risky to evaluate.
But again, they can be backed by another well established company which then provides a safety net. If I could reach this, I would get times more than letting a state pension fund grow my money.
I will also try and diversify my loans and spread them out between as many loan originators as I can. In that way, I will not have all my investments in one place.
The same applies for the loans I invest in. I try to only be at to Euros per loan so again, their is less risk involved.
When I first invested in Mintos in their average annual return rate was slightly higher. By the mid of my investments where spread out amongst more than loans.
There is nothing such as risk free investment, this goes for P2P, Stocks, Bonds, Property or anything else.
I hope this Mintos review helped out with some questions you might have had or just gave a clearer view on how it works at least.
Send an email if there is any questions or thoughts on the subject. Updated August Mintos Platform Mintos is the biggest in the marketplace today when it comes to P2P investments and Multi lending platforms.
And not least, Investors have earned over 88 Euros from interest over these years They post that the average annual return rate for now is around My investment at Mintos I started with Mintos in April and had invested a total of It launched in and it rapidly become the most appreciated platform , becoming a true leader in the field.
At the moment of writing this, Mintos has over I invest in Mintos from September , with solid returns and no real problems. Yes, there were loans with late payments, which eventually defaulted, but that was OK.
I only invested in loans with Buyback Guarantee, and I always got my full money back with interest. The return reported by Mintos is Another way is to invest in loans issued by originators with a lower rating — but greater risk.
It brings together loan originators with investors all over the world. The loan originator is a lending company that issues loans to individuals or businesses outside the platform.
The risk assessment for each loan is made by the loan originator, and they also set up the interest rate. The loans are fully funded before reaching on Mintos.
Afterwards, those loans will be listed on the platform and only then we will be able to invest by buying shares or claims of a loan.
There are no fees when investing on Mintos. The investors are multiplying their money by gaining interest from loans they invested into. The loan originators gain access to flexible and scalable funding.
And Mintos is earning a commission from the loan originators. I talked about it in the post on P2P risks and already mentioned it here as well.
This protection is as good and solid as the loan originator is. The risks are too high and is not worth it.
The chance is that you will lose money, as I did on another platform. I mentioned above that only sometimes you will get interest on the 60 days until the Buyback Guarantee protection is executed.
This happens because some loan originators have decided to not pay any interest during that period. Only invest in loan originators that offer interest during the 60 days period until the Buyback Guarantee kicks in.
You can find those originators by going here , click on the Details tab, and look for Interest income on delayed payments column.
Basically, a smart way to ensure that loan originators will not fully offset the risks onto investors. It keeps a good balance, maintaining the health of the marketplace.
On Mintos you will be able to find a variety of loan types. At the moment of writing this post we have 8 types — agricultural, business, invoice financing, mortgage, personal, pawnbroking, car and short-term.
I prefer spending time to research how solid the loan originators are, rather than picking loan types. There are two types of loans: secured loans with collateral and unsecured loans without any collateral.
The collateral may be real estate in the case of a mortgage loan, a vehicle in the case of a car loan, and so on. For secured loans, Mintos exposes an LTV loan-to-value parameter which can be used to filter out loans.
In allows us to only select those loans that have a good collateral, as in theory those are less riskier. If the loan is not payed, the Buyback Guarantee should kick in.
As in the case of loan type, I just feel it all boils down to picking the loan originator rather the loan itself. Mintos is safe and legit.
Is definitely not a scam. In fact, is the biggest P2P lending platform in continental Europe , being very popular among P2P investors.
However, like any other new investment, understanding the risks before investing is very important to have success and not lose your money.
For a detailed explanation of risks when investing in P2P, go here. Otherwise, keep reading for a few simple rules to keep in mind.
Rule 1 — keep the money drag to minimum Money drag , or the risk of not having your money invested all the time in loans, reducing your overall returns.
On Mintos , this usually happens when you use aggressive Auto Invest strategies. This reduces the chances of finding loans that will match your criteria, so be careful with this.
I will teach you how to mitigate, if not completely eliminate this risk when we will discuss about investment strategies.
So keep reading. Rule 2 — invest only in loans with Buyback Guarantee This is a no brainer one, and as explained earlier, only invest in loans that offer Buyback Guarantee.
Die Webseite ist übersichtlich und in deutscher Sprache gestaltet. Alle Funktionen können kostenlos genutzt werden.
Generell bleibt bei allen P2P-Krediten ein Risiko. Das ist auch bei Mintos hoch und gilt insbesondere für hohe Renditen und hohe Investitionen.
Da Mintos nur als eine Art Vermittler zwischen dem Kreditgeber und dem Investor agiert, sind eventuelle Schadensregulierungen schwierig.
Dem gegenüberstehen aber die hohen Renditeausschüttungen und Erfolge der letzten Jahre. Ich bin jetzt seit ca. Was aber auf dieser Platfoprm seit abgeht ist eine absolute Frechheit!
Wenn man in die übersicht reinschaut denkt man sich alles ist gut, doch wenn man genauer recherchiert erkennt man wie in meinem Fall, dass etliche Kredite ausfefallen sind und nicht mehrzurückgezahlt werden können!
Rückkaufgarantie… fehlanzeige. Natürlich habe ich alle Investments mit Rückkaufgarantie abgeschlossen doch diese bringt dir rein gar nichts.
Ist ein Lockmittel von Mintos aber wie ich schmerzhaft feststellen musste fallen hier immer mehr Kredite aus. Tritt man dann mit dem Unternehmen in Kontakt, so erhält man als erste eine Standardantwort obwohl mam schon mit einem richtigen Support Menschen schreibt!
Eine absulute Sauerei ist das. Die angegebenen Zinsen entsprechen nicht der Realität. Auch diese Statistik wird von Mintos schöngefärt. Dafür eigent sich diese P2P Platform Mintos bestens!
Ist nur noch eine Frage der Zeit! Herzlichen Dank für diese Offenheit! Und mein Bedauern über die gescheiterte Investition, die hoffentlich nicht zu hoch ausgefallen ist.
Ich habe jetzt auch erst einmal einen niedrigen 4 stelligen Betrag investiert in Auto Invest mit Rückkaufgarantie.
Es sind sofort Kredite im Verzug, aber hier sollte ich das Geld nach 60 Tagen trotzdem bekommen. Bin mir allerdings wirklich nicht sicher, ob es ein Schneeballsystem ist.
Solange die Einzahlungen steigend sind sollten die hohen Renditen funktionieren auch wenn es eines ist. Aber wenn diese nicht mehr steigen, dann sollten man schnellstens sein Geld sicherheitshalber abziehen und auszahlen lassen.
Wie man dies prüft habe ich noch nicht herausgefunden. Du kannst deine Anteile nur verkaufen, wenn es einen Käufer gibt.
Ansonsten erhältst Du dein Geld erst, wenn der Kredit ausgelaufen ist. Die hohe Rendite sagt nichts aus. Ich habe in Polen investiert und der Kreditgeber ist trotz einer kleinen Rendite Pleite gegangen.
Zum Glück habe ich das durch auffällig viele Rückkäufe kommen gesehen. Nun ist es im Kosovo zum Finanzdienstleister Entzug gekommen.
Mal sehen Wieviel Geld hier verbrannt wird. Bin auch bei Mintos investiert. Sehr übersichtlich und sehr selbsterklärend.
Die Rendite und die Rückkaufsicherung spricht für sich und die Beliebtheit scheinbar. Fraglich wird es wenn die Zeiten rauer werden, wie dann das Unternehmen sich behauptet.
Die Plattform ist sehr transparent und durch die Rückkaufgarantien ist das Risiko geringer als z.Anleger erhalten damit dem Vorteil einer neuen Assetklasse. Hierbei sticht vor allem das enorme Wachstum des Unternehmens heraus, welches in den vergangenen Jahren vollzogen wurde. Thank you…u do a great job Loading Kreditsuchende können zudem Einkommensnachweise einreichen. The feature quickly became very popular, and a lot of other crowdfunding platforms later implemented similar features. I invest in Mintos from Septemberwith solid returns and no real problems. At Mintos they have loans in many currencies on the platform. Has Mintos remove this feature? The portfolio size MUST be set over the amount you have otherwise it will not keep the ball Casino Online Spielen Kostenlos Ohne Anmeldung. Unfortunately, the auto-invest tool does not favor Steirerkäse interest loans. Hi Jorgen, First of all, wonderful job with this Bayern Gegen Borussia Mönchengladbach 2021. Es bietet den Kunden verschiedene Dienstleistungen an. I recommend! That means I only chose to invest in high profile loan originators, that have a good track. You should be able to sell any loans within a short amount of time due to Tipico Spiel Abgesagt high number of active investors on the secondary Mintos Test. Mintos Test & Erfahrungen Mintos ist die größte P2P-Plattformen in Europa. Obwohl die Plattform erst im Jahr gegründet wurde, liegen die Zinsausschüttungen bereits bei rund Millionen Euro (Stand Mai ). Mintos is doing initial and periodic risk assessments of all loan originators, offering them a rating from A+ to D, on 10 levels. Find them here. Use these ratings to make informed decisions. Mintos rates these lenders from A to D (around 10 levels) based on company health, financial status, quality of loans. My first investment. Mintos lets me invest either manually in individual loans, either automatically, through an auto-invest profile or through their custom Invest&Access product. Essentially, the Mintos rating is made to make it easier for the average investor to understand the risk associated with a Mintos loan originator of a specific loan on the marketplace. If a loan originator has a bad rating, there could be a higher chance that they will not be able to fulfill their obligations like buying back loans with the buyback guarantee. Mintos makes P2P investing easy. Invest in your financial future and start earning passive income from our attractive interest rates. 10/8/ · What is Mintos? Mintos is a Peer-to-Peer platform based in Latvia and is currently the largest Peer-to-Peer lending platform in Europe, with nearly 3 billion Euros worth of loans funded since the creation of the livewatchblive.com currently have over investors, coming from all over the world. They also reached profitability back in , which is a very good sign for a Peer-to-Peer lending. Mintos is the biggest in the marketplace today when it comes to P2P investments and Multi lending platforms. They have been established since and are much bigger than all others in that section in Europe. At Mintos they have more than 5 Euros invested from over investors through their platform in March Mintos is safe and legit. Is definitely not a scam. In fact, is the biggest P2P lending platform in continental Europe, being very popular among P2P investors. However, like any other new investment, understanding the risks before investing is very important to have success and not lose your money.